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  6. Independent and Assisted Living: Financial concerns and affordability
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Independent and Assisted Living: Financial concerns and affordability

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avatar Lee__R

Lee__R

Community manager
10/01/2019 at 4:34 AM

Good advisor

With the average cost for independent living being between $1,500 and $6,000* and the average cost for assisted living being between $1,000 - $5,000* a month, affordabiity of such living is a major concern of the elderly and their family members.

Some individuals use a long-term care insurance policy or certain state benefits to help pay for the high cost of independent or assisted living arrangements, while others need to be more creative, such as selling a family home or having the children join together to finance it.

 

How about you? Have you or your family been faced with figuring out how to afford independent or assisted living? How did or do you plan on affording it? Do you think the cost is appropriate or that there should be federal governmental assistance to help finance such expenses?

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avatar MS_283

MS_283

10/01/2019 at 4:45 AM

Good advisor

I think this is a concern many people have. I for one would love to never have to go into an assisted living home due to the cost, but realize it may be inevitable or inevitable for me to end up more or less in a nursing home. I have not thought that far ahead of the cost and how I would be able to afford it, but hopefully my family would be able to put some money together to assist.

Does anyone know if Medicaid or Medicare helps pay?


Independent and Assisted Living: Financial concerns and affordability https://www.carenity.us/forum/other-discussions/procedures-and-paperwork/independent-and-assisted-living-financial-concerns-and-affordability-1271 2019-10-01 04:45:58

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avatar bluesfan!

bluesfan!

03/07/2023 at 12:20 PM

@MS_283 Yes, I think there is some assistance, but no where near as much. I had to put my mom in assisted living and the costs were just wild. I don't know what we will do, there is not enough government help keeping these prices down, plus, the demand will boom in a few years with our generation, and what will we do then? There will not be enough room for us all!


Independent and Assisted Living: Financial concerns and affordability https://www.carenity.us/forum/other-discussions/procedures-and-paperwork/independent-and-assisted-living-financial-concerns-and-affordability-1271 2023-03-07 12:20:34

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